Journalist Laura Gottesdiener explains, how communities of color were targeted by predatory housing loans, what “redlining” and why its toxic legacy matters, how inter generational wealth was destroyed in the African American community, how the financial services industry writes loans that no one including legal experts can understand, the inspiring grassroots movement against corporate foreclosure abuse and new models of home ownership.

On The better Half: the IPCC releases a new report on climate change, how Obamacare works, Random Limbaugh, Chris Wallace and Tucker Carlson have a very awkward moment and your calls and IMs.

And keep the conversation going on our morning thread

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