Robert Kuttner from The American Prospect magazine on status of proposed multi-billion dollar settlement in mortgage meltdown; will Obama’s Financial Fraud Unit have teeth? Will Big Banks see criminal prosecution? And behind AG Schneiderman’s deal. In the better half, business write-offs and corporate tax rates, ALEC’s mission statement on bill to Congress and Obama infringes on the religious conscience of Catholics. Of course, snarky Super Bowl follow-up. Your calls and IMs.